UK pensions were once treated as close to gold-plated: tax-advantaged, protected, portable, largely outside inheritance tax, and politically difficult to disturb. That status has not
You might have seen headlines saying that UK interest rates are being cut and wondered: “If interest rates are coming down, will my defined benefit
The UK government is pushing for pension schemes to invest more heavily in British assets. While framed as a plan to boost growth, this shift
The UK is on the brink of an unprecedented outflow of high-net-worth individuals (HNWIs), with Henley & Partners’ 2025 Wealth Migration Report forecasting that more
The number of UK pension transfers into Qualifying Recognised Overseas Pension Schemes (QROPS) surged to 7,100 in the 2023–2024 financial year—more than double the previous
For many considering transferring their UK defined benefit (DB) (aka final salary) pensions, recent declines in transfer values may be concerning. However, rather than waiting for
From 2027, individuals with substantial UK pensions will face significant exposure to Inheritance Tax (IHT), which is charged at 40% on estates exceeding the nil-rate
If you have a UK pension valued over £1 million or stopped making contributions before 6 April 2016, you have one last chance to lock
In the Autumn Budget of 2024, UK Chancellor Rachel Reeves announced significant changes to inheritance tax (IHT) rules concerning pensions, set to take effect from
On 6 April 2023 the UK removed the Lifetime Allowance Charge. This meant that any transfer from a UK pension to New Zealand, whilst still being
Lifetime allowance changes and their impacts
New Zealand’s not the only one with traffic lights In late 2021 the UK Department for Work and Pensions introduced new laws to combat pension
For many years the regulator in the UK, the Financial Conduct Authority (FCA), has ramping up the introduction of legislation to make it more difficult
The amount that companies would offer as a transfer value for a £10,000 annual pension rose from £238,800 at the end of 2019 to £245,800
Transfers to QROPS are still popular with expats, and people returning home from working in the UK. Since QROPS started in April 2006, some 123,100
If you want to transfer a UK defined benefit pension the UK regulator (the FCA) has made it really blinking hard. If your pension has
OK so there’s been a big and boring legal stoush going on in the UK… the upshot of which is that UK pension schemes trustees
Brexit, Trump and so much more, it seems that everyday is a rollercoaster on the exchange rate front. With so much uncertainty there is always
Every final salary pension transfer over £30,000 needs FCA advice Back in 2016 the Financial Conduct Authority (FCA) made it compulsory for anyone wishing to
UK pension providers appear to be grinding slowly to a halt on all pension transfers as walls go up and a seige mentality grips them.
British expats and Kiwis who’ve left their personal pension back in the UK are being advised to transfer it before Brexit kicks in. The advice